Auto Insurance
Having turned a grand quarter-century not too long ago, my insurance rates have gone down not inconsiderably: from $761.78 every 6 months down to $222.16! That’s absolutely incredible. There’s no way that I’m that much safer a driver now than I was several months ago. Amazing the evils an actuarial table can work upon one. If there were fairness, the rate would go down slightly every year, as one improved according to the tables, and then up, once one reaches the age of general senility.
